Eligibility
All coverage is effective January 1, 2023.
| Coverage | Eligibility | Coverage Starts | Coverage Ends |
|---|---|---|---|
| Medical | All full-time employees who work more than 30 hours per week. | You are eligible for coverage on the first day of the month following date of hire. | For employees, on the last day of the month that you or your dependents are no longer eligible; for children, on the last day of the month in which they turn 26. |
| Dental | All full-time employees who work more than 30 hours per week. | You are eligible for coverage on the first day of the month following date of hire. | For employees, on the last day of the month that you or your dependents are no longer eligible; for children, on the last day of the month in which they turn 26. |
| Vision | All full-time employees who work more than 30 hours per week. | You are eligible for coverage on the first day of the month following date of hire. | For employees, on the last day of the month that you or your dependents are no longer eligible; for children, on the last day of the month in which they turn 26. |
| Life & Disability Insurance | All full-time employees who work more than 30 hours per week. | You are eligible for coverage on the first day of the month following date of hire. | For Life and AD&D, on the last day of the month after termination; for disability, on the date that you are no longer eligible. Dependent children are covered to age 19 or 23 if they are a full time student. |
| Critical Illness & Accident Insurance | All full-time employees who work more than 30 hours per week. | You are eligible for coverage on the first day of the month following date of hire. | For employees, on the last day of active employment; for children, on the day in which they turn 26. This policy is portable on date of term. |
| Pet Insurance | All full-time employees who work more than 30 hours per week. | You are eligible for coverage on the first day of the month following date of hire. | For employees, on the last day of active employment. This policy is portable on date of term. You can enroll or term this coverage at any time. |
| Account Type | Details | ||
| Basic HSA and HSA+ Plans | Paradigm Precision will contribute 20% up front ($100 for employee only and $200 for employee + dependents) and the remaining 80% must be earned by completing one activity from each category. Max Employer Contributions: $500 for Employee Only $1,000 for Employee + Dependent(s). | ||
Where can I enroll?
Log onto your ADP Workforce Now account to elect your benefits during the annual open enrollment period or if you experience a qualifying event.
Legally married spouse
Natural or adopted children up to age 26
Children under legal guardianship
Stepchildren
Domestic Partners
Children under a qualified medical child support order
Disabled children 19 years or older
Children placed in your physical custody for adoption
Generally, you may enroll in benefits, or make changes to your benefits, when you are first eligible or during open enrollment. However, you can make changes/enroll during the plan year if you experience a qualifying event (marriage, have a baby, divorce, lose other coverage, gain other coverage, etc.).
If you have a qualifying event, you must submit your changes within 30 days of the event, or you must wait until yearly open enrollment to make any benefits changes.