Medical Plan Options
| Core HSA Medical Plan | Buy Up Medical Plan | |||
|---|---|---|---|---|
| In-Network | Out-Network | In-Network | Out-Network | |
| Plan Details | ||||
| Annual Deductible | ||||
| Employee-Only | $3,000 | $8,000 | $5,000 | $8,000 |
| Employee + Dependents | $6,000 | $16,000 | $10,000 | $16,000 |
| Type of Deductible | Embedded Medical & Rx | Embedded Medical & Rx | ||
| Coinsurance and Copays | ||||
| Coinsurance | 80% | 50% | 70% | 50% |
| Are there any copays BEFORE the deductible? | No | Yes Rx only |
||
| Out-of-Pocket Maximum | ||||
| Employee-Only | $6,000 | $10,000 | $7,000 | $10,000 |
| Employee + Dependents | $12,000 | $20,000 | $14,000 | $20,000 |
| Pharmacy | ||||
| Does the annual deductible apply to my prescriptions? | Yes | No Rx Deductible $400/$800 |
||
| Out-of-Pocket Maximum | ||||
| Employee-Only | Combined with Medical | $1,000 | ||
| Employee + Dependents | Combined with Medical | $3,000 | ||
| Copays | ||||
| Retail Pharmacy | $10 / $40 / $60 / 20% up to $125 | not covered | $10 / $40 / $60 / 20% up to $125 | not covered |
Employees can elect the medical and prescription drug plan without enrolling in the dental or vision plan.
Biweekly Employee Payroll Contributions
| Core HSA Plan | Buy Up Medical Plan | |
|---|---|---|
| Medical and prescription biweekly employee payroll contributions | ||
| Employee | $49.64 | $147.33 |
| Employee + spouse | $104.24 | $309.40 |
| Employee + child(ren) | $94.31 | $279.93 |
| Family | $148.92 | $442.00 |
| Medical and prescription weekly employee payroll contributions | ||
| Employee | $24.82 | $73.67 |
| Employee + spouse | $52.12 | $154.70 |
| Employee + child(ren) | $47.16 | $139.96 |
| Family | $74.46 | $221.00 |
Telemedicine
Telemedicine allows to speak with a doctor 24 hours/365 days a year via your phone, computer or tablet. Like doctors and facilities, not all telemedicine vendors are in your carrier’s network. Whether you use the medical and pharmacy insurance offered by your employer or choose coverage elsewhere, it is important you know what telemedicine resources are available.
Request a visit with a doctor 24 hours a day, 365 days a year – on your computer, phone or tablet
Request a voice call or video call
All physicians are board certified
If the doctor believes medication is warranted, they can write a prescription
Access services… at home, at work (when permitted), while traveling domestically or internationally, in the middle of the night, etc.
Allergies
Bronchitis
Cough/Cold
Diarrhea
Migraine/Headaches
Rash
Seasonal Flu
Sinus Problems
Sore Throat
Stomachache
Resources
Tip:
Choose other care for EMERGENCIES & anything that needs a hands-on exam, needs a test, cancer or other complicated conditions, chronic conditions, sprains/broken bones or injuries requiring bandaging, etc.–